/* ========================================
   CSS Variables & Reset
   ======================================== */
:root {
    /* Payclass Brand Colors - Matched to Logo */
    --primary-blue: #004165;
    --dark-blue: #002840;
    --light-blue: #E6F2F5;
    --accent-green: #56A346;
    --accent-gold: #C7A65B;
    
    /* Grayscale */
    --white: #FFFFFF;
    --gray-50: #F8F9FA;
    --gray-100: #F1F3F5;
    --gray-200: #E9ECEF;
    --gray-300: #DEE2E6;
    --gray-400: #CED4DA;
    --gray-500: #ADB5BD;
    --gray-600: #6C757D;
    --gray-700: #495057;
    --gray-800: #343A40;
    --gray-900: #212529;
    --black: #000000;
    
    /* Semantic Colors */
    --success: #28A745;
    --warning: #FFC107;
    --danger: #DC3545;
    --info: #17A2B8;
    
    /* Typography - Matching Logo Style */
    --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Helvetica Neue', sans-serif;
    --font-heading: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    
    /* Spacing */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2rem;
    --spacing-xl: 3rem;
    --spacing-2xl: 4rem;
    --spacing-3xl: 6rem;
    
    /* Shadows */
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.08);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.12);
    --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.15);
    
    /* Border Radius */
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    
    /* Transitions */
    --transition: all 0.3s ease;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-primary);
    font-size: 16px;
    line-height: 1.6;
    color: var(--gray-800);
    background-color: var(--white);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-lg);
}

/* ========================================
   Typography
   ======================================== */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--gray-900);
    letter-spacing: -0.02em;
}

h1 {
    font-size: clamp(2.5rem, 5vw, 4rem);
    margin-bottom: var(--spacing-md);
    font-weight: 800;
}

h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: var(--spacing-md);
    font-weight: 800;
}

h3 {
    font-size: clamp(1.5rem, 3vw, 2rem);
    margin-bottom: var(--spacing-sm);
}

p {
    margin-bottom: var(--spacing-sm);
}

.lead {
    font-size: 1.25rem;
    font-weight: 400;
    color: var(--gray-700);
}

/* ========================================
   Buttons
   ======================================== */
.btn {
    display: inline-block;
    padding: 0.875rem 2rem;
    font-family: var(--font-primary);
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    text-align: center;
    border: none;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-blue) 100%);
    color: var(--white);
    box-shadow: var(--shadow-md);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background: var(--white);
    color: var(--primary-blue);
    border: 2px solid var(--primary-blue);
}

.btn-secondary:hover {
    background: var(--light-blue);
}

.btn-large {
    padding: 1.125rem 2.5rem;
    font-size: 1.125rem;
}

.btn-full {
    width: 100%;
}

.btn-nav {
    padding: 0.625rem 1.5rem;
    font-size: 0.9375rem;
}

/* ========================================
   Header
   ======================================== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.25rem 0;
}

.logo img {
    height: 120px;
    width: auto;
    filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.1));
}

.nav {
    display: flex;
    align-items: center;
    gap: var(--spacing-lg);
}

.nav a {
    text-decoration: none;
    color: var(--gray-800);
    font-weight: 600;
    font-size: 1rem;
    transition: var(--transition);
    letter-spacing: -0.01em;
}

.nav a:not(.btn-nav):hover {
    color: var(--primary-blue);
}

.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.5rem;
    color: var(--gray-800);
    cursor: pointer;
}

/* ========================================
   Hero Section
   ======================================== */
.hero {
    position: relative;
    padding: calc(140px + var(--spacing-3xl)) 0 var(--spacing-3xl);
    background: linear-gradient(135deg, var(--dark-blue) 0%, var(--primary-blue) 50%, #005A7D 100%);
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    opacity: 0.1;
    background-image: 
        radial-gradient(circle at 20% 50%, rgba(255, 255, 255, 0.3) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255, 255, 255, 0.3) 0%, transparent 50%);
}

.hero-content {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.hero-text {
    color: var(--white);
}

.hero-badge {
    display: inline-block;
    padding: 0.5rem 1rem;
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border-radius: var(--radius-xl);
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--spacing-md);
}

.hero-title {
    color: var(--white);
    margin-bottom: var(--spacing-md);
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    opacity: 0.95;
    margin-bottom: var(--spacing-xl);
}

.hero-stats {
    display: flex;
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-xl);
    padding: var(--spacing-lg) 0;
}

.stat-item {
    text-align: left;
}

.stat-number {
    font-size: 2rem;
    font-weight: 700;
    color: var(--accent-green);
    margin-bottom: 0.25rem;
}

.stat-label {
    font-size: 0.875rem;
    opacity: 0.9;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.hero-cta {
    display: flex;
    gap: var(--spacing-md);
    flex-wrap: wrap;
}

.hero-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-card {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    max-width: 400px;
}

.hero-card .card-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--primary-blue), var(--dark-blue));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--spacing-md);
}

.hero-card .card-icon i {
    font-size: 1.75rem;
    color: var(--white);
}

.hero-card h3 {
    color: var(--gray-900);
    margin-bottom: var(--spacing-sm);
}

.hero-card p {
    color: var(--gray-700);
    margin-bottom: 0;
}

/* ========================================
   Section Styles
   ======================================== */
section {
    padding: var(--spacing-3xl) 0;
}

/* ========================================
   Leadership Section
   ======================================== */
.leadership-section {
    background: var(--white);
    position: relative;
}

.leadership-header {
    display: flex;
    gap: var(--spacing-lg);
    align-items: flex-start;
    margin-bottom: var(--spacing-xl);
}

.leadership-photo-left {
    flex-shrink: 0;
}

.profile-photo-compact {
    width: 180px;
    height: auto;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    display: block;
    object-fit: cover;
}

.leadership-title {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.profile-placeholder {
    width: 100%;
    aspect-ratio: 3/4;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-blue) 100%);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-xl);
    overflow: hidden;
}

.profile-placeholder i {
    font-size: 8rem;
    color: rgba(255, 255, 255, 0.3);
}

.profile-photo {
    width: 100%;
    height: auto;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    display: block;
    object-fit: cover;
    background: var(--white);
}

.leadership-bio {
    padding: var(--spacing-lg) 0;
}

.bio-badge {
    display: inline-block;
    padding: 0.5rem 1rem;
    background: var(--light-blue);
    color: var(--primary-blue);
    border-radius: var(--radius-xl);
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--spacing-md);
}

.bio-name {
    font-size: clamp(2.5rem, 4vw, 3.5rem);
    color: var(--gray-900);
    margin-bottom: var(--spacing-lg);
}

.bio-quote {
    position: relative;
    background: linear-gradient(135deg, var(--light-blue) 0%, var(--white) 100%);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    border-left: 4px solid var(--accent-green);
    margin-bottom: var(--spacing-xl);
}

.quote-icon {
    position: absolute;
    top: -10px;
    left: 20px;
    font-size: 2rem;
    color: var(--accent-green);
    opacity: 0.3;
}

.quote-text {
    font-size: 1.25rem;
    line-height: 1.6;
    color: var(--gray-800);
    font-weight: 500;
    font-style: italic;
    margin: 0;
    padding-top: 1rem;
}

.bio-description {
    margin-bottom: var(--spacing-xl);
}

.bio-description p {
    font-size: 1.0625rem;
    line-height: 1.7;
    color: var(--gray-700);
    margin-bottom: var(--spacing-md);
}

.bio-highlights {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-xl);
}

.highlight-item {
    display: flex;
    gap: var(--spacing-md);
    align-items: flex-start;
    padding: var(--spacing-md);
    background: var(--gray-50);
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.highlight-item:hover {
    background: var(--light-blue);
    transform: translateX(5px);
}

.highlight-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary-blue), var(--dark-blue));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.highlight-icon i {
    font-size: 1.5rem;
    color: var(--white);
}

.highlight-content h4 {
    font-size: 1.125rem;
    color: var(--gray-900);
    margin-bottom: 0.25rem;
}

.highlight-content p {
    font-size: 0.9375rem;
    color: var(--gray-600);
    margin: 0;
}

.bio-cta {
    display: flex;
    gap: var(--spacing-md);
    flex-wrap: wrap;
}

.bio-cta .btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

/* ========================================
   Team Section
   ======================================== */
.team-section {
    background: var(--gray-50);
    padding: var(--spacing-3xl) 0;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--spacing-xl);
    margin-top: var(--spacing-xl);
}

.team-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    display: flex;
    flex-direction: column;
}

.team-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.team-card.featured {
    border: 2px solid var(--accent-green);
    position: relative;
}

.team-card.featured::before {
    content: 'Chief Capital Officer';
    position: absolute;
    top: 1rem;
    right: 1rem;
    background: var(--accent-green);
    color: var(--white);
    padding: 0.5rem 1rem;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: var(--radius-md);
    z-index: 1;
}

.team-photo {
    width: 100%;
    aspect-ratio: 1/1;
    overflow: hidden;
    background: var(--gray-100);
    display: flex;
    align-items: center;
    justify-content: center;
}

.team-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.team-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-blue) 100%);
}

.team-placeholder i {
    font-size: 5rem;
    color: rgba(255, 255, 255, 0.3);
}

.team-info {
    padding: var(--spacing-xl);
    flex: 1;
    display: flex;
    flex-direction: column;
}

.team-info h3 {
    font-size: 1.5rem;
    color: var(--gray-900);
    margin-bottom: 0.5rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.team-info h3 i {
    font-size: 1.25rem;
    color: var(--primary-blue);
}

.team-title {
    font-size: 1rem;
    color: var(--accent-green);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-md);
}

.team-bio {
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--gray-600);
    margin-bottom: var(--spacing-md);
    flex: 1;
}

.team-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    background: linear-gradient(135deg, var(--primary-blue), var(--dark-blue));
    color: var(--white);
    text-decoration: none;
    border-radius: var(--radius-md);
    font-weight: 600;
    transition: var(--transition);
    align-self: flex-start;
}

.team-link:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.section-header {
    text-align: center;
    margin-bottom: var(--spacing-xl);
}

.section-badge {
    display: inline-block;
    padding: 0.5rem 1rem;
    background: var(--light-blue);
    color: var(--primary-blue);
    border-radius: var(--radius-xl);
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--spacing-md);
}

.section-title {
    margin-bottom: var(--spacing-md);
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--gray-600);
    max-width: 700px;
    margin: 0 auto;
}

/* ========================================
   Services Section
   ======================================== */
.services {
    background: var(--gray-50);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
}

.service-card {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.service-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-blue), var(--dark-blue));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--spacing-md);
}

.service-icon i {
    font-size: 2rem;
    color: var(--white);
}

.service-card h3 {
    margin-bottom: var(--spacing-sm);
    color: var(--gray-900);
}

.service-card p {
    color: var(--gray-600);
    margin-bottom: 0;
}

/* ========================================
   Investor Network Section
   ======================================== */
.investor-network {
    background: linear-gradient(135deg, var(--dark-blue) 0%, var(--primary-blue) 100%);
    color: var(--white);
}

.network-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.network-text h2 {
    color: var(--white);
    margin-bottom: var(--spacing-md);
}

.network-text .lead {
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: var(--spacing-xl);
}

.investor-types {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.investor-type {
    display: flex;
    gap: var(--spacing-md);
    align-items: flex-start;
}

.type-icon {
    width: 50px;
    height: 50px;
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.type-icon i {
    font-size: 1.5rem;
    color: var(--accent-green);
}

.type-info h4 {
    color: var(--white);
    margin-bottom: 0.25rem;
    font-size: 1.125rem;
}

.type-info p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 0.9375rem;
    margin-bottom: 0;
}

.network-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.network-globe {
    font-size: 15rem;
    color: rgba(255, 255, 255, 0.1);
    position: relative;
}

.network-stats-overlay {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.overlay-stat {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    text-align: center;
    min-width: 150px;
}

.overlay-number {
    display: block;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--accent-green);
}

.overlay-label {
    display: block;
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    opacity: 0.9;
}

/* ========================================
   Transactions Section
   ======================================== */
.transactions {
    background: var(--white);
}

.transactions-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.transaction-card {
    background: var(--white);
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.transaction-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background: linear-gradient(180deg, var(--primary-blue), var(--dark-blue));
    opacity: 0;
    transition: var(--transition);
}

.transaction-card:hover {
    border-color: var(--primary-blue);
    box-shadow: var(--shadow-md);
}

.transaction-card:hover::before {
    opacity: 1;
}

.transaction-card.featured {
    background: linear-gradient(135deg, var(--light-blue) 0%, var(--white) 100%);
    border-color: var(--primary-blue);
}

.transaction-value {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-blue);
    margin-bottom: 0.25rem;
}

.transaction-type {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--gray-600);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-sm);
}

.transaction-card h3 {
    font-size: 1.25rem;
    margin-bottom: var(--spacing-sm);
}

.transaction-card p {
    color: var(--gray-600);
    margin-bottom: var(--spacing-md);
}

.transaction-tags {
    display: flex;
    gap: var(--spacing-xs);
    flex-wrap: wrap;
}

.tag {
    display: inline-block;
    padding: 0.375rem 0.75rem;
    background: var(--gray-100);
    color: var(--gray-700);
    font-size: 0.75rem;
    font-weight: 600;
    border-radius: var(--radius-sm);
}

.additional-transactions {
    background: var(--gray-50);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    border-left: 4px solid var(--accent-green);
}

.additional-transactions h3 {
    color: var(--gray-900);
    margin-bottom: var(--spacing-md);
}

.transactions-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
}

.transactions-list li {
    display: flex;
    gap: var(--spacing-sm);
    align-items: flex-start;
    color: var(--gray-700);
}

.transactions-list i {
    color: var(--success);
    margin-top: 0.25rem;
    flex-shrink: 0;
}

/* ========================================
   Process Section
   ======================================== */
.process {
    background: var(--gray-50);
}

.process-timeline {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
    position: relative;
}

.process-step {
    display: grid;
    grid-template-columns: 100px 1fr;
    gap: var(--spacing-lg);
    align-items: flex-start;
}

.step-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary-blue), var(--dark-blue));
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    font-weight: 700;
    box-shadow: var(--shadow-md);
    position: relative;
    z-index: 1;
}

.step-content {
    background: var(--white);
    padding: var(--spacing-lg);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
}

.step-content h3 {
    color: var(--gray-900);
    margin-bottom: var(--spacing-sm);
}

.step-content p {
    color: var(--gray-600);
    margin-bottom: 0;
}

/* ========================================
   CTA Section
   ======================================== */
.cta-section {
    background: linear-gradient(135deg, #003A8C 0%, #0052CC 100%);
    color: var(--white);
}

.cta-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.cta-text h2 {
    color: var(--white);
    margin-bottom: var(--spacing-md);
}

.cta-text p {
    font-size: 1.125rem;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: var(--spacing-lg);
}

.cta-features {
    display: flex;
    gap: var(--spacing-lg);
    flex-wrap: wrap;
}

.cta-feature {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-sm) var(--spacing-md);
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border-radius: var(--radius-md);
}

.cta-feature i {
    color: var(--accent-green);
    font-size: 1.25rem;
}

.cta-feature span {
    font-weight: 600;
}

.cta-form {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
}

.cta-form [data-fillout-id] {
    border-radius: var(--radius-md);
    overflow: hidden;
}

.contact-form h3 {
    color: var(--gray-900);
    text-align: center;
    margin-bottom: var(--spacing-lg);
}

.form-group {
    margin-bottom: var(--spacing-md);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.875rem 1rem;
    font-family: var(--font-primary);
    font-size: 1rem;
    color: var(--gray-800);
    background: var(--gray-50);
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    background: var(--white);
}

.form-group textarea {
    resize: vertical;
}

.form-privacy {
    text-align: center;
    font-size: 0.875rem;
    color: var(--gray-600);
    margin-top: var(--spacing-md);
}

/* ========================================
   Footer
   ======================================== */
.footer {
    background: var(--gray-900);
    color: var(--gray-300);
    padding: var(--spacing-3xl) 0 var(--spacing-lg);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-xl);
}

.footer-logo img {
    height: 100px;
    width: auto;
    margin-bottom: var(--spacing-md);
    filter: brightness(0) invert(1);
}

.footer-desc {
    color: var(--gray-400);
    margin-bottom: var(--spacing-md);
}

.footer-social {
    display: flex;
    gap: var(--spacing-sm);
}

.footer-social a {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gray-400);
    font-size: 1.5rem;
    transition: var(--transition);
}

.footer-social a:hover {
    color: var(--accent-green);
}

.footer-col h4 {
    color: var(--white);
    font-size: 1.125rem;
    margin-bottom: var(--spacing-md);
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: var(--spacing-sm);
}

.footer-col a {
    color: var(--gray-400);
    text-decoration: none;
    transition: var(--transition);
}

.footer-col a:hover {
    color: var(--white);
}

.contact-info li {
    display: flex;
    gap: var(--spacing-sm);
    align-items: flex-start;
}

.contact-info i {
    color: var(--primary-blue);
    margin-top: 0.25rem;
}

.footer-bottom {
    padding-top: var(--spacing-lg);
    border-top: 1px solid var(--gray-800);
    text-align: center;
}

.footer-bottom p {
    color: var(--gray-500);
    font-size: 0.875rem;
    margin-bottom: 0;
}

.footer-bottom a {
    color: var(--gray-400);
    text-decoration: none;
}

.footer-bottom a:hover {
    color: var(--white);
}

/* ========================================
   Responsive Design
   ======================================== */
@media (max-width: 992px) {
    .hero-content {
        grid-template-columns: 1fr;
    }
    
    .hero-image {
        margin-top: var(--spacing-lg);
    }
    
    .leadership-header {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }
    
    .profile-photo-compact {
        width: 200px;
    }
    
    .network-content,
    .cta-content {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .transactions-grid {
        grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
    }
    
    .process-step {
        grid-template-columns: 80px 1fr;
    }
}

@media (max-width: 768px) {
    .nav {
        display: none;
    }
    
    .mobile-menu-toggle {
        display: block;
    }
    
    .hero {
        padding: calc(120px + var(--spacing-xl)) 0 var(--spacing-xl);
    }
    
    .logo img {
        height: 90px;
    }
    
    .team-grid {
        grid-template-columns: 1fr;
    }
    
    .hero-stats {
        flex-direction: column;
        gap: var(--spacing-md);
    }
    
    .hero-cta {
        flex-direction: column;
    }
    
    .btn-large {
        width: 100%;
    }
    
    .leadership-header {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }
    
    .profile-photo-compact {
        width: 150px;
    }
    
    .bio-cta {
        flex-direction: column;
    }
    
    .bio-cta .btn {
        width: 100%;
        justify-content: center;
    }
    
    .quote-text {
        font-size: 1.125rem;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .transactions-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
    }
    
    section {
        padding: var(--spacing-xl) 0;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 var(--spacing-sm);
    }
    
    .hero-subtitle {
        font-size: 1.125rem;
    }
    
    .process-step {
        grid-template-columns: 1fr;
    }
    
    .step-number {
        margin: 0 auto var(--spacing-md);
    }
}

/* ========================================
   Animations
   ======================================== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in-up {
    animation: fadeInUp 0.6s ease-out;
}

/* ========================================
   Utility Classes
   ======================================== */
.text-center {
    text-align: center;
}

.mt-1 { margin-top: var(--spacing-sm); }
.mt-2 { margin-top: var(--spacing-md); }
.mt-3 { margin-top: var(--spacing-lg); }

.mb-1 { margin-bottom: var(--spacing-sm); }
.mb-2 { margin-bottom: var(--spacing-md); }
.mb-3 { margin-bottom: var(--spacing-lg); }

.pt-1 { padding-top: var(--spacing-sm); }
.pt-2 { padding-top: var(--spacing-md); }
.pt-3 { padding-top: var(--spacing-lg); }

.pb-1 { padding-bottom: var(--spacing-sm); }
.pb-2 { padding-bottom: var(--spacing-md); }
.pb-3 { padding-bottom: var(--spacing-lg); }